INOVASI DISRUPTIF TERHADAP LEGALITAS TRANSAKSI DALAM HUKUM ISLAM PADA BISNIS BLIUNTUNG DI ERA MODEREN
Abstract
Masalah utama dalam penelitian ini untuk eksplorasi terjadinya inovasi disruptif dalam e-commerce khususnya bisnis Bliuntung yang disebabkan karena transformasi akad jual beli yang awalnya berorientasi kepada pengalihan kepemilikan kepada bentuk spekulan. Tujuan penelitian ini untuk mmengkaji tentang manfaat objek transaksi/ utility dalam bisnis Bliuntung dalam prespektif hukum islam Jenis penelitian ini adalah penelitian lapangan, teknik pengumpulan data yang digunakan melalui wawancara kepada yang terlibat dalam pelaksanaan usaha bliuntung, analis data melaluideskriptif kualitatif. Hasil penelitian ini menunjukan inovasi disruptif dalam transaksi e-commerce dalam Bliuntung mengandung unsur spekulan. Unsur dari Manfaat benda yang ditransaksikan pada bisnis Bliuntung sebagai pemenuhan kebutuhan konsumen tidak terealisasikan. Islam memandang bahwa objek benda transaksi merupakan benda yang bernilai dan mengandung manfaat.References
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Wahbah al-Zuhayliy. (1985). al Fiqh al Islâmiy wa Adillatuhu. Dar al Fikri.
Wan, F., Williamson, P. J., & Yin, E. (2015). Antecedents and implications of disruptive innovation: Evidence from China. Technovation, 39–40(1), 94–104. https://doi.org/10.1016/j.technovation.2014.05.012
Xiao, J., Wu, Y., Xie, K., & Hu, Q. (2019). Managing the e-commerce disruption with IT-based innovations: Insights from strategic renewal perspectives. Information and Management, 56(1), 122–139. https://doi.org/10.1016/j.im.2018.07.006
Zhang, F., & Zhu, L. (2021). Social media strategic capability, organizational unlearning, and disruptive innovation of SMEs: The moderating roles of TMT heterogeneity and environmental dynamism. Journal of Business Research, 133(April), 183–193. https://doi.org/10.1016/j.jbusres.2021.04.071
Zhang, W., & Zhang, Q. (2017). Exploring Antecedent Difference between Early and Late Adopters of Disruptive Innovation in E-business Microcredit Context: Evidence from China. International Journal of Innovation and Technology Management, 14(6). https://doi.org/10.1142/S0219877017500328
Zuhry. (2019). Nota Bekas Ubah Miliaran Rupiah Dengan Bliuntung. Fajar.Co.Id. https://fajar.co.id/2019/07/05/nota-bekas-ubah-menjadi-miliaran-rupiah-dengan-bliuntung-com/
Agrawal, T. J., Sehgal, S., & Agrawal, R. (2020). Disruptive Innovations, Fundamental Strength and Stock Winners: Implications for Stock Index Revisions. Vision, 24(3), 356–370. https://doi.org/10.1177/0972262920928890
Al-Jauziyyah, I. Q. (1961). Ath- Thuruq al- Hukmiyyah fi As- Syiyasah al- Syari’ah. Mu’assasah al- Arabiyyah li At- Thiba’ah wa Nashr.
Anar, A. P. (2019, April 3). Bliuntung.com; Ubah Nota Sampah Jadi Rupiah. Rakyatku.Com. https://rakyatku.com/read/146121/bliuntungcom-ubah-nota-sampah-jadi-rupiah
Anshari, M., & Almunawar, M. N. (2020). Financial Technology and Disruptive Innovation in Business: Concept and Application. International Journal of Asian Business and Information Management, 11(4), 29–43. https://doi.org/10.4018/IJABIM.2020100103
Aryanti, Y. (2017). Multi Akad (Al-Uqud Al-Murakkabah) Di Perbankan Syariah Perspektif Fiqh Muamalah. JURIS (Jurnal Ilmiah Syariah), 15(2), 177. https://doi.org/10.31958/juris.v15i2.498
Aziz, J. A. (2012). Transformasi Akad Muamalah Klasik dalam Produk Perbankan Syariah. Al-Tahrir: Jurnal Pemikiran Islam, 12(1), 21. https://doi.org/10.21154/al-tahrir.v12i1.45
Christensen, C. M., McDonald, R., Altman, E. J., & Palmer, J. E. (2018). Disruptive Innovation: An Intellectual History and Directions for Future Research. Journal of Management Studies, 55(7), 1043–1078. https://doi.org/10.1111/joms.12349
Creswell, J. W., & J. David Creswell. (1969). Research Design; Qualitative, Quantitative and Mixed Method Approaches (Fifth Edit). SAGE Publications Inc.
Dale, T., Smith, R., & Serra, M. J. (2000). A test of the model to predict unusually stable RNA hairpin loop stability. Rna, 6(4), 608–615. https://doi.org/10.1017/S1355838200992495
Ismail. (2019, November 13). Apapun Bisnis Anda, Muaranya Tetap di Aplikasi Bliuntung. Tribun-Medan.Com. https://medan.tribunnews.com/2019/11/13/apapun-bisnis-anda-muaranya-tetap-di-aplikasi-bliuntung
Iswandi, A. (2014). MASLAHAT MEMELIHARA HARTA DALAM SISTEM EKONOMI ISLAM *. 2.
Jamaluddin, J. (2017). Konsep Dasar Muamalah & Etika Jual Beli (al-Ba’i) Perspektif Islam. Jurnal Pemikiran Keislaman, 28(2), 289–316. https://doi.org/10.33367/tribakti.v28i2.485
Jamaludin, I. (2017). Hibrid Kontrak Menurut Hukum Ekonomi Syariah. Journal of Economicate Studies, 1(1), 1–12.
Kawandi, N. (2019). Belanja di Blitung: Nota jadi Uang. Halloriau.Com. https://www.halloriau.com/read-ekonomi-122826-2019-12-08-belanja-di-bliuntung-nota-jadi-uang.html
Lela, M. (2019, April 21). Bliuntung, Sebuah Inovasi Nota Sampah yang menghasilkan Uang. Manadoline.Com. https://manadoline.com/bliuntung-sebuah-inovasi-nota-sampah-yang-menghasilkan-uang/
Malthouse, E. C., Calder, B. J., Kim, S. J., & Vandenbosch, M. (2016). Evidence that user-Generated content that Produces Engagement increases Purchase behaviours. Journal of Marketing Management, 32(5–6), 427–444. https://doi.org/10.1080/0267257X.2016.1148066
Mardalis, A., & Hasanah, N. (2016). Multi-Level Marketing (MLM) Perspektif Ekonomi Islam. FALAH: Jurnal Ekonomi Syariah, 1(1), 19. https://doi.org/10.22219/jes.v1i1.2693
Mendoza-Tello, J. C., Mora, H., Pujol-López, F. A., & Lytras, M. D. (2019). Disruptive innovation of cryptocurrencies in consumer acceptance and trust. Information Systems and E-Business Management, 17(2–4), 195–222. https://doi.org/10.1007/s10257-019-00415-w
Montgomery, N., Squires, G., & Syed, I. (2018). Disruptive potential of real estate crowdfunding in the real estate project finance industry: A literature review. Property Management, 36(5), 597–619. https://doi.org/10.1108/PM-04-2018-0032
Nurjaman, M. I., & Witro, D. (2021). Transformasi Akad Tabarru’ Menjadi Akad Mu’Awadhat; Analisis Akad Hiwalah Dan Akad Kafalah Di Lembaga Keuangan Syariah. Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah, 6(2), 162. https://doi.org/10.24235/jm.v6i2.8748
Palupi, W. P. (2013). HARTA DALAM ISLAM (Peran Harta Dalam Pengembangan Aktivitas Bisnis Islami). AT-Tahdzib: Jurnal Studi Islam Dan Muamalah, 1(2), 154–171. http://ejournal.kopertais4.or.id/mataraman/index.php/tahdzib%0Ahttp://moraref.or.id/record/view/24752
Perwita, A. D., & Saptana. (2019). Peran Wirausaha Pertanian dalam Menghadapi Era Disrupsi Inovasi. Forum Penelitian Agro Ekonomi, 37(1), 41. https://doi.org/10.21082/fae.v37n1.2019.41-58
Robles, E. (2015). How To Identify Disruptive New Businesses. Review of Business and Finance Studies, 6(1), 121–130. ftp://ftp.repec.org/opt/ReDIF/RePEc/ibf/rbfstu/rbfs-v6n1-2015/RBFS-V6N1-2015-10.pdf
Roman, M., Wasiak, M., Roman, M., Roman, K., Niedziółka, A., Krasnodębski, A., & Królak, S. (2021). Essence of the compensation plan in the process of motivation in multi-level marketing (Mlm). a case study. Sustainability (Switzerland), 13(16). https://doi.org/10.3390/su13168738
Rozali, A. (2020). Transformasi Akad Perbankan Syariah dalam Pembentukan Hukum Perikatan Nasional. Jurnal Wawasan Yuridika. http://ejournal.sthb.ac.id/index.php/jwy/article/view/320
Si, S., Zahra, S. A., Wu, X., & Jeng, D. J. F. (2020). Disruptive innovation and entrepreneurship in emerging economics. Journal of Engineering and Technology Management - JET-M, 58(October), 101601. https://doi.org/10.1016/j.jengtecman.2020.101601
Tech, & Fernanda, R. (2021). Awas Tertipu! Ini Modus 28 Investasi Bodong yang Ditutup OJK. Cnbcindonesia.Com. https://www.cnbcindonesia.com/tech/20210301135640-37-226910/awas-ini-28-investasi-bodong-terbaru-yang-disikat-ojk
Wahab, A. (2021). Transformasi Hybrid Contract dalam Akad-Akad Komersial Di Bank Syariah. Jurnal Masharif Al-Syariah: Jurnal Ekonomi …, 6(1), 199–214. http://journal.um-surabaya.ac.id/index.php/Mas/article/view/8834
Wahbah al-Zuhayliy. (1985). al Fiqh al Islâmiy wa Adillatuhu. Dar al Fikri.
Wan, F., Williamson, P. J., & Yin, E. (2015). Antecedents and implications of disruptive innovation: Evidence from China. Technovation, 39–40(1), 94–104. https://doi.org/10.1016/j.technovation.2014.05.012
Xiao, J., Wu, Y., Xie, K., & Hu, Q. (2019). Managing the e-commerce disruption with IT-based innovations: Insights from strategic renewal perspectives. Information and Management, 56(1), 122–139. https://doi.org/10.1016/j.im.2018.07.006
Zhang, F., & Zhu, L. (2021). Social media strategic capability, organizational unlearning, and disruptive innovation of SMEs: The moderating roles of TMT heterogeneity and environmental dynamism. Journal of Business Research, 133(April), 183–193. https://doi.org/10.1016/j.jbusres.2021.04.071
Zhang, W., & Zhang, Q. (2017). Exploring Antecedent Difference between Early and Late Adopters of Disruptive Innovation in E-business Microcredit Context: Evidence from China. International Journal of Innovation and Technology Management, 14(6). https://doi.org/10.1142/S0219877017500328
Zuhry. (2019). Nota Bekas Ubah Miliaran Rupiah Dengan Bliuntung. Fajar.Co.Id. https://fajar.co.id/2019/07/05/nota-bekas-ubah-menjadi-miliaran-rupiah-dengan-bliuntung-com/
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2022-12-04
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