PENYELESAIAN WANPRESTASI TERHADAP PERJANJIAN KREDIT TANPA AGUNAN PADA LEMBAGA PERBANKAN

Authors

  • Dodi Yuskal Program Pascasarjana Magister Ilmu Hukum (S2), Universitas Lancang Kuning
  • Iriansyah Iriansyah Program Pascasarjana Magister Ilmu Hukum (S2), Universitas Lancang Kuning
  • Yeni Triana Program Pascasarjana Magister Ilmu Hukum (S2), Universitas Lancang Kuning

Abstract

Many customers who do not carry out the contents of the agreement without collateral do not have good intentions and the agreement is honest and good. The purpose of this research is to analyze the Default Settlement of Unsecured Credit Agreements in Banking Institutions. By using the research method to be carried out the author is normative. So it can be concluded that the Settlement of Default Against Unsecured Credit Agreements at Banking Institutions that if there is a default in the case of unsecured credit, the creditor has the right to demand payment of debt from the negligent debtor, in carrying out his legal obligations to repay the loan. Because in the consumer financing agreement with unsecured credit, the debtor cannot prove the documents from the evidence submitted to the court to pay off his debt. Then the debtor is said to have defaulted in paying the debt. In accordance with the provisions of Article 1243 of the Civil Code, reimbursement of costs, losses and interest can be made after an agreement is not fulfilled, in this case the debtor is negligent in carrying out his obligations.

 

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Published

2022-12-04

Issue

Vol. 1 No. 1 (2022): Joint Seminar Pascasarjana IAIN Batusangkar dan Pascasarjana Universitas Lancang Kuning

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