IMPLEMENTASI PERLINDUNGAN HUKUM TERHADAP KONSUMEN SEBAGAI PENGGUNAN LAYANAN PINJAM MEMINJAM BERBASIS TEKNOLOGI ONLINE PEER TO PEER LENDING

Authors

  • Eunike Damanik Pascasarjana Magister Ilmu Hukum, Universitas Lancang kuning

Abstract

P2P lending services can be a solution for finance, but also tarnish their existence, because there are P2P lending service companies that run their business committing violations, such as high loan interest rates. Consumers of P2P lending services need to get legal protection in cases of default that cause legal consequences for the way -The billing method carried out by the organizer is misusing consumer personal data, this makes the rights of consumers in P2P lending services unfulfilled, in this study the method used is normative research which discusses Legal Protection Against Consumers as Users of Peer To Peer Online Loan Services Lending and how to arrange online lending and borrowing services based on P2P lending. Legal problems carried out by P2P lending companies licensed by the OJK or illegal P2P lending companies that abuse consumer personal data that are used as collateral in technology-based loans are clearly detrimental to consumers

References

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Published

2022-12-04

Issue

Vol. 1 No. 1 (2022): Joint Seminar Pascasarjana IAIN Batusangkar dan Pascasarjana Universitas Lancang Kuning

Section

Articles

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