WANPRESTASI DEBITUR TERHADAP PERJANJIAN KREDIT PADA PERBANKAN

Authors

  • Melody Angelina Pangaribuan Pascasarjana Magister Ilmu Hukum, Universitas Lancang Kuning, Indonesia
  • Iriansyah Iriansyah Pascasarjana Magister Ilmu Hukum, Universitas Lancang Kuning, Indonesia
  • Indra Afrita Pascasarjana Magister Ilmu Hukum, Universitas Lancang Kuning, Indonesia

Abstract

Credit is an agreement to borrow and borrow money, if the debtor is unable to pay off the debt after the period has expired, it is a default. Default or broken promise is an event or condition in which one of the parties does not fulfill the obligations or achievements in the relationship properly. Seeing the fact that there are still many debtors who do not fulfill their obligations on time as they should, causing the debtor to default and the occurrence of bad loans. The purpose of this paper is to analyze the debtor's default on credit agreements in banking. The method that the author uses in this article is to use a normative case study. The result of this study is that the actions taken by the debtor are jammed to the detriment of all parties involved in it and the debtor must bear the actions he has committed in accordance with applicable law.

References

[1] Abdulkadir Muhammad, Hukum Perdata Indonesia, (Bandung:Citra Aditya Bakti, 2013).
[2] Mariam Darus Badrulzaman, Perjanjian Kredit Bank, (Bandung: Alumni, 1999).
[3] M. Bahsan, Hukum Jaminan dan Jaminan Kredit, (Jakarta: PT. Rajagafindo Persada, 2007).
[4] Kitab Undang-Undang Hukum Perdata
[5] Pasal 1 Angka 2 Undang-Undang Nomor 10 Tahun 1998 tentang perubahan atas Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan.
[6] Pasal 1 angka 11 dan 12 Undang-Undang Nomor 10 Tahun 1998 tentang Perbankan
[7] Putusan Pengadilan Negeri Pekanbaru dengan Nomor 199/Pdt.G/2016/PN Pbr

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Published

2022-12-04

Issue

Vol. 1 No. 1 (2022): Joint Seminar Pascasarjana IAIN Batusangkar dan Pascasarjana Universitas Lancang Kuning

Section

Articles

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