TAMWIL : Jurnal Ekonomi Islam

Grant Disputes Under Hand Reviewed From Sharia Economic Law (Case Studies at The MTI SA Foundation and The GM Waqf Foundation)

Jufri Rahmat Utama — 2026-06-30

This study examines a land grant (hibah) dispute between the MTI SA Foundation and the GM Waqf Foundation in Agam Regency, West Sumatra, Indonesia. The dispute arose from the existence of two separate grant documents concerning the same parcel of land, resulting in overlapping claims of ownership and management rights over educational facilities established on the property. This research aims to analyze the legal status of undocumented land grants, identify the factors contributing to the dispute, and evaluate the dispute resolution mechanism from the perspective of Islamic Economic Law. The study employs an empirical juridical approach through field research, utilizing interviews, observations, and documentary analysis. Data were analyzed qualitatively through data reduction, categorization, interpretation, and legal analysis based on Islamic legal principles and Indonesian positive law. The findings reveal that the dispute was primarily caused by administrative deficiencies in the grant process, the absence of formal land registration, ambiguities concerning the legal status of the transferred property, and conflicting interpretations regarding conditional grants. From the perspective of Islamic Economic Law, the validity of a grant transaction requires the fulfillment of legal pillars and conditions, including certainty of ownership transfer, legal capacity of the parties, and clarity of the object granted. The mediation and tahkim processes facilitated by the Ministry of Religious Affairs constituted an important initial effort toward reconciliation; however, they have not yet provided definitive legal certainty for the parties involved. Consequently, formal judicial mechanisms remain necessary to establish legal certainty, protect property rights, and ensure the continuity of educational activities in accordance with the objectives of Islamic law (maqāṣid al-sharī‘ah), particularly the protection of property (ḥifẓ al-māl)

The Influence of Economic Growth and Population on The Labor in West Sumatra Province

Kamelia Elfina — 2026-06-29

This study aims to determine the effect of economic growth and population on labor in West Sumatra. This research uses a quantitative method with descriptive and associative approaches. The data used are secondary data obtained from the Central Statistics Agency (BPS) of West Sumatra Province during the period 1997–2024. Data collection techniques were carried out through documentation methods, while data analysis techniques used multiple linear regression analysis with the help of SPSS application. The tests used in this study include descriptive statistical tests, normality tests, t-tests, F-tests, and coefficient of determination tests (R²). The results showed that partially economic growth had no significant effect on labor in West Sumatra with a significance value of 0.454 > 0.05. Meanwhile, population had a significant effect on labor with a significance value of 0.000 < 0.05. Simultaneously, economic growth and population had a significant effect on labor with a significance value of 0.000 < 0.05. The coefficient of determination (R²) value of 0.956 indicates that economic growth and population variables are able to explain labor variation by 95.6%, while the remaining 4.4% is influenced by other factors outside the study. Thus, population becomes the more dominant factor affecting labor in West Sumatra compared to economic growth

Digital Transformation of Sharia International Business: Conceptual Synthesis of Financial Inclusion, Global Governance, and the New Paradigm Maqāṣid al-Sharī‘ah

witri witri — 2026-06-30

Digital transformation has changed the international business landscape, including the development of sharia business and finance which is marked by the increasingly widespread use of fintech, blockchain, artificial intelligence (AI), and other digital technologies. This research aims to analyze the development of digital transformation in international sharia business and formulate a conceptual framework that integrates financial inclusion, global governance, digital technology, and Maqāṣid al-Sharī‘ah. The research used a qualitative approach through a Systematic Literature Review (SLR) referring to the PRISMA 2020 protocol. Literature was searched via Scopus and Google Scholar with a publication range of 2021–2026, then selected based on inclusion and exclusion criteria. From the initial 384 documents, after the process of deduplication, screening, and full-text review, 30 articles were obtained which were analyzed through thematic synthesis. The synthesis results show three main clusters, namely the acceleration of sharia fintech and financial inclusion, the use of blockchain and AI in global Islamic economic governance, and the implementation of Maqāṣid al-Sharī'ah in digital systems. Based on this synthesis, Maqāṣid al-Sharī‘ah can be operationalized as an ethical basis for the development of Shariah by Design, especially in protecting transaction integrity, data privacy and security, as well as protecting and transparency in asset management. This research contributes to the development of a conceptual framework for the digital transformation of sharia international business which places technological innovation not only as an instrument of efficiency and competitiveness, but also as a means of strengthening inclusion, governance, transparency and economic benefit.

Evaluating The Satu Nagari Satu Event (Snse) Program: The Roles of Public Interest in Local Products and Creative Economy Growth in Tanah Datar

Rahmat Kurnia — 2026-06-30

The Satu Nagari Satu Event (SNSE) program in Tanah Datar Regency, Indonesia, is a flagship cultural and local-economic development initiative that showcases customary traditions, culinary heritage, arts, and MSME products. This cross-sectional associative quantitative study evaluates SNSE program success by examining its statistical relationships with two explanatory constructs: public interest in local products and creative economy growth. Primary data were collected through questionnaires from participants involved in the SNSE program, including SME operators, local residents, and stakeholders, using stratified random sampling. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The structural model identifies SNSE program success as the endogenous construct (X), public interest in local products as Y1, and creative economy growth as Y2. Public interest in local products shows a strong positive and statistically significant relationship with SNSE program success (β = 0.917; t = 34.67; p < 0.001), whereas creative economy growth shows a small positive but statistically non-significant relationship (β = 0.030; t = 0.52; p > 0.05). Together, Y1 and Y2 explain 84.9% of the variance in SNSE program success (R² = 0.849). These findings indicate that current program success is more strongly associated with community interest in local products than with measurable creative economy growth. Strengthening post-event market access, business incubation, and MSME capacity is therefore recommended so that the social capital surrounding SNSE can be translated into more sustained economic outcomes.

The Relevance Of Islamic Law To The Transfer Of Clothing Installment Payments Using Rice (Case Study: Kelurahan Sipolu-Polu)

Amas Muda — 2026-06-30

Ba'i al-Muajjal is a sale and purchase contract in which payment is deferred until a specified time agreed upon by the parties. In practice, the seller delivers the goods to the buyer first, while payment is made on credit, either with or without a down payment. This study is motivated by the practice of transferring installment payments for clothing purchases in Sipolu-polu Village, where the initial agreement required payment in cash, but in its implementation, part of the installment payment was substituted with rice as a means of payment. This study aims to analyze the practice of transferring clothing installment payments into rice payments and to examine its conformity with Islamic law. The research employs a field research method with a qualitative approach. Data were collected through observation, interviews, and documentation involving the parties engaged in the transaction. The findings indicate that the transfer of installment payments from money to rice occurred because buyers experienced difficulties in fulfilling their payment obligations in cash according to the original agreement. The transfer was carried out based on mutual agreement and willingness of both parties without any element of coercion. From the perspective of Islamic law, the practice of substituting installment payments with rice is permissible because it contains elements of public benefit (maslahah), is conducted based on the principle of mutual consent (an-taradhin), and does not cause harm to either party. Furthermore, the transaction fulfills the pillars and conditions of sale and purchase as prescribed in Islamic law. Therefore, the practice of transferring clothing installment payments into rice in Sipolu-polu Village can be considered consistent with the principles of Islamic law.