Investment In The Qur'an: A Thematic Interpretation Approach Based On Sharia Economic Principles

Yusri Karmila; Muhammad Yusuf; Ahmad Mujahid; Tuti Supatminingsih

doi:10.31958/imara.v8i2.14052

Authors

Yusri Karmila Universitas Wira Bhakti Makassar, Indonesia http://orcid.org/0009-0001-0222-7407
Muhammad Yusuf Universitas Islam Negeri Alauddin Makassar, Indonesia
Ahmad Mujahid Universitas Islam Negeri Alauddin Makassar, Indonesia
Tuti Supatminingsih Universitas Negeri Makassar, Indonesia

DOI:

https://doi.org/10.31958/imara.v8i2.14052

Keywords:

Investment, Sharia Economic Principles, Thematic Interpretation, Al-Qur'an.

Abstract

Background. Along with the development of the global sharia investment market, guidance based on the values of the Qur'an is needed to ensure that investments are carried out in accordance with the principles of sharia ethics. Many modern investment practices are contrary to sharia values, such as speculation, usury, or uncertainty (gharar). This study can be a guide for Muslim investors. with a thematic interpretation approach to the verses of the Qur'an related to investment can provide a deeper understanding of investment practices.

Purpose. The aim of this research is to determine investment in the Al-Qur'an through thematic interpretation based on sharia economic principles.

Method. The research method used is a qualitative research method. Qualitative research allows researchers to deeply and comprehensively understand the concepts contained in the Koran and sharia economic principles.

Results. The Several verses that are relevant to investment are 1) The assets invested in will be multiplied by Allah SWT in QS Al-Baqarah (2) verse 261. 2) Investment as a form of lending in QS Al-Baqarah (2) verse 245. 3) Investment is a muamalah activity, which is explained in QS An Nisa (4) verse 29. 4) The principle of investment is to help in QS Al Maidah (5) verse 2. 5) and prepare for possibilities that will occur in the future by investing, QS Al Hashr (59) paragraph 18.

Conclusion. This study has it is necessary to pay attention to the principles of sharia that need to be adhered to when investing. Like the principles in sharia economics, namely implementing justice, honesty, transparency, and avoiding usury or interest which is considered haram in Islam and it is very important to pay attention to investment strategies, as a form of benefit to society and worship of Allah SWT in generating investment profits

References

Alina Filip. (2012). Marketing theory applicability in higher education. Procedia - Social and Behavioral Sciences Volume, 4, 912–916.

Angela Merkel. (2014). Speech by Federal Chancellor Angela Merkel to the OECD Conference. Https://Www.Bundesregierung.de/Content/EN/Reden/2014/2014-02-19-Oecd-Merkel-Paris_en.Html., 1–12.

Brian. (2020). Briancom.com. https://www.briancom.com/insights/

Canterbury, R. M. (2020). Higher Education Marketing: A Challenge. Journal of Marketing for Higher Education, 3(9), 15–24.

Dawson, S. and Kim, M. (2009). External and Internal Trigger Cues Of Impulse Buying. An International Journal, 3(1), 20–34.

Hills, G. (2008). Marketing and Entrepreneurship, Research Ideas and Opportunities. Journal of Small and Medium Entrepreneurships, 11(2), 27–39.

Hoedi Prasetyo dan Wahyudi Sutopo. (2018). Industri 4.0: Telaah klasifikasi Aspek dan Arah Perkembangan Riset. . . J@ti Undip: Jurnal Teknik Industri, 13(1), 19–25.

https://www.studyinaustralia.gov.au. (2018). studyinaustralia.gov.au. Studyinaustralia.Gov.Au. https://www.studyinaustralia.gov.au/English/australian-education

Imei Zhu. (2019). Social media engagement and Chinese international student recruitment: understanding how UK HEIs use Weibo and WeChat. Journal of Marketing for Higher Education, Taylor & Francis Journals, 29(2), 173–190.

Ivy, J. (2008). (2008). A New Higher Education Marketing Mix: The 7Ps for MBA marketing. International Journal of Educational Management, 22(4), 288–299.

J. Moleong, L. (1989). Metode Penelitian Kualitatif. Remaja Rosdakarya.

K.Yin, R. (2012). Studi Kasus: Desain dan Metode diterjemahkan oleh Djauzi Mudzakir (Jakarta: PT.Raja Grafiindo Persada 2012). Raja Grafindo Persada.

Kagermann, H., Lukas, W.D., & Wahlster, W. (2011). Industrie 4.0: Mit dem Internet der Dinge auf dem Weg zur 4. Industriellen Revolution. Http://Www.Vdi-Nachrichten.Com/Technik-Gesellschaft/Industrie-40-Mit-Internet-Dinge-Weg-4-Industriellen-Revolution, 125.

Larry H. Litten. (1980). Marketing Higher Education: Benefits and Risks for the American Academic System. The Journal of Higher Education, 1, 40–59.

Larsen, P. & A. L. (2007). How Award Winning SMEs Manage The Barriers to Innovation. Journal Creativity and Innovation Management, 9(1), 141-151.

Lebong, P. R. (2020). www.rejanglebongkab.go.id. www.rejanglebongkab.go.id

Luminiţa Nicolescu, A. M. T. H. E. S. A. L. (2009). Applying Marketing To Higher Education: Scope And Limits. Journal Management & Marketing, 4(2), 35-44.

Maringe, F. (2006). University and course choice. International Journal of Educational Management, 20(6), 466–479.

Nicholls, J., Harris, J., Morgan, E., Clarke, K. and Sims, D. (1995). Marketing higher education: the MBA experience. International Journal of Educational Management, 9(2), ]31-38.

Paul Gibbs. (2002). From the invisible hand to the invisible handshake: marketing higher education. Research in Post-Compulsory Education, 7(3), 325–338.

Philip Kotler dan Keller Kevin Lane. (2012). Manajemen Pemasaran: Analisis, perencanaan, Implementasi, dan Pengendalian. Salemba Empat.

Ristekdikti. (2020). statistik-5. Https://Kelembagaan.Ristekdikti.Go.Id/Index.Php/Statistik-5/. https://kelembagaan.ristekdikti.go.id/index.php/statistik-5/