THE EFFECT OF MUDHARABAH, MURABAHAH AND INTEREST RATE FINANCING ON NET PROFIL IN BUKOPIN ISLAMIC BANKS THE PERIOD 2016-2019
DOI:
https://doi.org/10.31958/imara.v5i1.2476Keywords:
Mudharabah, Murabahah, Suku Bunga, Laba BersihAbstract
This study aims to determine the effectS of mudharabah, murabahah and interest rate financing
on net profit of Bukopin Sharia Banks in the period of 2016- 2019 . This type of research is quantitative
descriptive using secondary data obtained from the Bukopin Sharia Bank's official website. This study uses
saturated sampling in determining samples. The statistical method used is descriptive analysis, classic
assumption test (normality test, multicollinearity test, heteroscedasticity test and autocorrelation test),
multiple linear regression analysis, hypothesis testing (T test and f test) and the coefficient of determination.
The results of this study shows partially mudharabah financing has a significant negative effect on net
profit, murabahah financing has a significant positive effect on net profit, and interest rate has no effect
on net profit. While simultaneously mudharabah, murabahah and interest rate financing affect net profit.
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