Larangan Riba dalam QS. Al-Baqarah 275–276: Studi Komparatif Tafsir Al-Qurthubi (Klasik-Fiqhi) dan Tafsir Al-Mishbah (Kontemporer-Kontekstual)
DOI:
https://doi.org/10.31958/lathaif.v4i2.15890Keywords:
Riba, Tafsir Al-Qurtubi, Tafsir Al-Mishbah, Islamic Economics, Interpretation of the Qur'anAbstract
This study examines how the Tafsir Al-Qurtubi and Tafsir Al-Mishbah interpret Surah Al-Baqarah verses 275–276 and their implications for understanding riba (usury) in the context of modern society. This study begins with the following main questions: How do the two commentators interpret the verse, what are the differences in their approaches, and how do these differences contribute to explaining riba in the contemporary era? The method used is qualitative research based on literature review, examining primary sources in the form of two tafsir books and other supporting literature. The results show that both agree on the absolute prohibition of riba, but differ in their emphasis: Al-Qurtubi uses a textual fiqh approach, while Al-Mishbah prioritizes the social context and values of justice. These differences in approach enhance understanding that the prohibition of riba is not only normative legal but also related to ethics, justice, and protecting modern society from exploitative economic practices.
References
Al-Qurthubi, A. A. M. ibn A. (2006). Al-Jāmi‘ li Aḥkām al-Qur’ān (A. al-Barduni & I. Atfayish, Eds.). Mu’assasah al-Risalah.
Al-Qurṭubī, A. A. M. (2006). Al-Jāmi‘ li Aḥkām al-Qur’ān (Vol. 1–20). Dār al-Kutub al-‘Ilmiyyah.
A’yun, Q. (2021). Perumpamaan Karakteristik Pengikut Nabi Muhammad SAW dalam Surat Al-Fath Ayat 29 (Studi Komparatif dalam Tafsir Al-JaMi’ Li AhkaM Al- Qur’aN dan Tafsir Ash-Sha’raWi). Jurnal Ushuluddin Dan Filsafat, 5(2). https://doi.org/10.28944/el-waroqoh.v5i2.324
Al-Fatih, H. M. (2025). Konsep Ayat-Ayat Riba dalam Al-Qur’an Menggunakan Hermeneutika Abdullah Saeed: Analisis Bunga Bank Konvensional. UIN Sunan Gunung Djati Bandung, 2025. https://digilib.uinsgd.ac.id/118045/
Alisa, N. (2023). Keharaman Riba dalam Al-Qur’an dan Implikasi terhadap Perekonomian: Kajian Surah Al-Baqarah Ayat 275-276. Adl Islamic Economic, 4(November), 162–176.
Almayfadri, R., Rahadian, P., Ashsiddiqqy, K., Dhiyaulhaq, D., Rakha, A., & Rinaldy, N. (2024). Riba dalam Perspektif Al-Qur’an: Analisis Ayat-Ayat Larangan dan Dampaknya. IBN ABBAS : Jurnal Ilmu Alquran Dan Tafsir, 7(2), 227–244. https://doi.org/10.51900/ias.v7i2.22899
Anwar, M. K. (2025). Implementasi larangan riba dalam perbankan syariah: analisis qs. al-baqarah ayat 275-279. Jurnal Ekonomi Dan Bisnis, 06(02), 66–75. https://doi.org/10.58791/febi.v6i02.516
As-Salafiyah, A. (2023). Reaktualisasi Kaidah ‘ ُلا َزُي ر ُ َرَّضلَا’ (Kemudharatan Harus Dihilangkan) tentang Riba dalam Hukum Ekonomi Syariah di Indonesia. Jurnal Hukum Ekonomi Islam (JHEI), 7(1), 1–11. https://jhei.appheisi.or.id/index.php/jhei/article/view/119
Asiqien, A. Z. (2023). Analisis terhadap Terjemahan Ayat-Ayat Riba dalam Tafsir Al-Azhar.
Azama, I. M., & Pratama, H. C. (2023). Pandangan Ushul Fikih Al-Qurthubi dalam Penafsiran Ayat-Ayat Jual Beli. Alhamra Jurnal Studi Islam, 4(2), 125–142. https://doi.org/10.30595/ajsi.v4i2.18413
Azqia, L. (2023). Riba dalam Tafsir An-Nur Karya Muhammad Hasbi Ash-Shiddieqy. UIN Sunan Gunung Djati Bandung. https://digilib.uinsgd.ac.id/74982/
Azzahroh, R. (2022). Penafsiran “La Taqrabu Al-Zina” (Studi Komparasi QS. Al-Isra:32 dalam Tafsir Al-Misbah dan Tafsir Al-Qurthubi). UIN Prof. K.H. Saifuddin Zuhri Purwokerto. https://repository.uinsaizu.ac.id
Budiana, Y. (2021). Kekhasan Manhaj Tafsir Al-Mishbah Karya M . Quraish Shihab. Jurnal Iman Dan Spiritualitas, 1(1), 85–91. https://doi.org/10.15575/jis.v1i1.11497
Fajr, M. S. H. Al. (2024). Konsep riba dalam al- qur’an: studi komparatif pemikiran muhammad quraish shihab dan muhammad syafii Antanio. UIN Syarif Hidayatullah Jakarta, 2024. https://digilib.uinsgd.ac.id/92637/
Faruq, M. U. Al. (2024). Studi penafsiran quraish shihab tentang riba dengan perspektif muhammad syahrur.
Febrian. (2023). Studi Komparatif: Perbandingan Aspek Penelitian tentang Kajian Penjurubahasaan Hukum di Indonesia dan Luar Negeri. Translation and Linguistics (Transling), 3(2), 132–140. https://jurnal.uns.ac.id/transling
Habib, M., & Amin, I. (2025). Tafsir Al-Mishbah Quraish Shihab: Relevansi dan Kontekstualisasi Al-Qur’an bagi Masyarakat Modern Indonesia. Jurnal Studi Alquran Dan Tafsir, 5(June), 9–22. https://doi.org/10.47498/bashair.v5i1.4495
Haq, F. (2022). Riba and Business in Islam. Jurnal Ekonomi Islam, 05(02), 160–168. https://journal.unismuh.ac.id/index.php/ar-ribh
Hidayatullah. (2024). Riba dalam Ayat Al-Qur’an dan Hadits: Tinjauan Teks dan Konteks. KASBANA : Jurnal Hukum Ekonomi Syariah, 4(1), 1–30. https://doi.org/10.53948/kasbana.v3i1.xx
Hs, M. A., Arsyad, M., Akmal, M., & Al-misbah, T. (2020). Gerakan Membuktikan Tafsir Al-Qur’an di Indonesia Studi M. Quraish Shihab atas Tafsir Al-Misbah. Jurnal At-Tibyan: Jurnal Ilmu Alqur’an Dan Tafsir, 5(1), 90–103. https://doi.org/10.32505/tibyan.
Indah, D. (2024). Studi penafsiran bahauddin nursalim tentang ayat-ayat riba di youtube. UIN Syarif Hidayatullah Jakarta.
Ipandang, A. A. (2020). Konsep riba dalam fiqih dan al-qur’an: Studi komparasi. Ekspose: Jurnal Penelitian Hukum Dan …, 19(2), 1080–1090. https://doi.org/10.30863/ekspose.v19i2.1143
Kartika, D. (2024). Riba Menurut Pandangan Al-Qur’an dalam Problematika Kekinian. UIN Raden Fatah Palembang. http://repository.radenfatah.ac.id
Kisworo, S., & Jakarta, U. P. (2023). Hukum Riba dan Perbankan di Indonesia ( Kajian Tafsir Atas Ayat-Ayat Riba dalam Al- Qur ’ an ). MIZANUNA: Jurnal Hukum Ekonomi Syariah, 01(02), 1–16. https://doi.org/10.59166/mizanuna.v1i2.56
Mahessa, A., Pratama, R. A., Sagara, B., & Ardinata, F. (2024). Pandangan Islam tentang Riba dalam Muamalah. MARAS: Jurnal Penelitian Multidisplin, 340–346. https://doi.org/10.60126/maras.v2i1.180
Maulida, L. (2021). Studi Komparatif Penafsiran Ayat-Ayat tentang Riba dalam Tafsir Al-Manar dan Tafsir Ibnu Katsir. UIN Syarif Hidayatullah Jakarta.
Nurhuda, A. (2021). Nilai-Nilai Edukatif dalam Surat Al Kautsar beserta Implikasinya dalam Kehidupan (Tela’ah Tafsir Al Qurthubi). Jurnal Studi Dan Penelitian Pendekatan Islam, 04(01), 68–81. https://profesionalmudacendekia.com/index.php/sss/article/download/233/130
Qudus, A., Faruq, A., & Azizah, W. (2025). Moderasi Penafsiran Di Tengah Ragam Qira ’ at : Analisis Ayat Taharah Perspektif Imam Qurtubi. Ulumuddin: Jurnal Ilmu-Ilmu Keislama, 15, 97–112. https://doi.org/10.47200/ulumuddin.v15i1.2758
R, B. (2024). Hukum riba pada bunga bank dalam perspektif al- quran dan ekonomi makro. Jurnal Tabarru’ : Islamic Banking and Finance, 7(November), 667–677. https://doi.org/10.25299/jtb.2024.vol7(2).17095
Ramadhan, G. S. (2024). Analisis Ayat Al- Qur ’an mengenai Riba Pinjaman Online : Perspektif Tafsir Al-Misbah Karya Quraish. Jurnal Ilmiah Multidisiplin, 1(4), 164–176. https://doi.org/10.62017/merdeka
Rohman, A. (2023). Methodology of Tafseer Al-Qurṭūbī: Sources, Styles and Manhaj. Journal of Quran and Tafseer Studies, 2(2), 180–202. https://doi.org/10.23917/qist.v2i2.1451
Rohmatin, E. (2024). Studi Komparatif Riba dan Bunga Bank dalam Pemikiran M.Quraish Shihab dan Shaykh Ahmad Al-Da’ur. IAIN Ponorogo.
Shihab, M. Q. (2002). Tafsir Al-Mishbah: Pesan, kesan, dan keserasian Al-Qur’an (Vol. 2). Lentera Hati.
Subakti, G. E., Rindu, M., & Islamy, F. (2021). Comparative Study of The Dynamics of Riba Discourses Between Sharia Banks and Conventional Banks. Jurnal Ilmiah Ekonomi Islam, 7(03), 1313–1317. https://doi.org/10.29040/jiei.v7i3.3217
Suhemi, E. (2023). Shighah Mubalaghah dalam Penafsiran: Analisis Linguistik pada Pendekatan Thabari dan Qurthubi. Journal of Hadith Religious Studies, 1, 123–143. https://doi.org/10.22373/el-sunan.v1i2.4186
Sutardi, E. (2024). Analisis Penafsiran Imam Al-Qurthubi dan Muhammad Quraish Shihab terhadap Ayat tentang Riba dan Implikasinya pada Kesadaran Finansial. UIN Sunan Gunung Djati Bandung, 2024. https://digilib.uinsgd.ac.id/100444/
Zaiyanurrifqi, A. (2023). Konsep Riba Perspektif Al-Qur’an (Analisis Penafsiran Muhammad ’Ali ash-Shabuni dalam Kitab Shafwah at-Tafasir). UIN Mataram.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Budi Februari, Nurhayati, Yenni Samri Juliati Nasution

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
Authors who publish with?áLathaif: Literasi Tafsir, Hadis dan Filologi?áagree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a?áCreative Commons Attribution-NonCommercial 4.0 International License?á(CC BY-NC 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See?áThe Effect of Open Access).


