EFFECT OF CAPITAL ADEQUACY, LIQUIDITY, AND OPERATIONAL EFFICIENCY TO PROFITABILITY IN BANK SYARIAH MANDIRI (Period 2008 s.d 2015)

Authors

  • Ismaulina Ismaulina Jurusan Syariah STAIN Malikussaleh Lhokseumawe Jl. Medan Banda Aceh Km. 275, No. Buket Rate-Alue Awe, Lhokseumawe
  • Zulfadhli Zulfadhli Jurusan Syariah STAIN Malikussaleh Lhokseumawe Jl. Medan Banda Aceh Km. 275, No. Buket Rate-Alue Awe, Lhokseumawe

DOI:

https://doi.org/10.31958/juris.v15i1.487

Keywords:

kecukupan modal (CAR), likuiditas (FDR), efisiensi operasi (BOPO) dan profitabilitas (ROA)

Abstract

This research aimed at analyzing the effects of Capital Adequacy (CAR), liquidity (FDR) and operational efficiency (BOPO) toward profitability (ROA) in PT. Bank Syariah Mandiri (2008 to 2015 Period). The effects of CAR, FDR and BOPO were measured quantitatively and correlated to the companyÔÇÖs ROA by means of double linear regression formula. The object of the research was three-monthly financial report through 31 observations. The findings showed that CAR and BOPO had negative and significant effects toward ROA. FDR had positive and no significant effects toward ROA. It was found that 94.6% of ROA could be explained by the variables of CAR, FDR and BOPO, while 5.4% could be explained by other variables which were not included in this research.

Author Biographies

Ismaulina Ismaulina, Jurusan Syariah STAIN Malikussaleh Lhokseumawe Jl. Medan Banda Aceh Km. 275, No. Buket Rate-Alue Awe, Lhokseumawe

Institut Agama Islam Negeri (IAIN) Batusangkar

 

Zulfadhli Zulfadhli, Jurusan Syariah STAIN Malikussaleh Lhokseumawe Jl. Medan Banda Aceh Km. 275, No. Buket Rate-Alue Awe, Lhokseumawe

Institut Agama Islam Negeri (IAIN) Batusangkar

 

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Published

2017-03-18

How to Cite

Ismaulina, I., & Zulfadhli, Z. (2017). EFFECT OF CAPITAL ADEQUACY, LIQUIDITY, AND OPERATIONAL EFFICIENCY TO PROFITABILITY IN BANK SYARIAH MANDIRI (Period 2008 s.d 2015). JURIS (Jurnal Ilmiah Syariah), 15(1), 43–54. https://doi.org/10.31958/juris.v15i1.487

Issue

Vol. 15 No. 1 (2016)

Section

Articles

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Copyright (c) 2017 Ismaulina Ismaulina, Zulfadhli Zulfadhli

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