The Influence of Education Level and Perception on the Interest in Cash Waqf Among the Community in Pekanbaru City

Authors

  • Irwan Tutrisno Insitut Agama Islam (IAI) Diniyyah Pekanbaru

Keywords:

Cash Waqf, Education, Interest, Perception

Abstract

This research is motivated by the low interest of the community in cash waqf in Pekanbaru City, despite the fact that cash waqf has great potential as an Islamic philanthropic instrument to improve the welfare of the community. The aim of this study is to determine the influence of education level and perception on the interest in cash waqf among the community in Pekanbaru City, both partially and simultaneously. This study is a quantitative research with a survey method. The population of this study is the community of Pekanbaru City, with incidental or accidental sampling of 99 individuals. Data collection was carried out through observation, questionnaires/surveys, and documentation. The data were analyzed using multiple linear regression tests with the assistance of the SPSS program. The results of the study indicate that: education level and perception, both partially and simultaneously, have a positive and significant effect on the interest in cash waqf among the community in Pekanbaru City. The influence of education level and perception on interest accounts for 60.8%. Education has a t-value of 8.123 > 1.660 t-table, the perception variable has a t-value of 11.928 > 1.660 t-table, and the F-value is 74.595 > F-table, which is 3.09, with a significance value of 0.000 < 0.05. Therefore, this study concludes that education and perception are important factors in increasing the interest in cash waqf. The implication of this research is the need to improve waqf literacy through education channels and strengthen the community’s positive perception by ensuring the transparency and accountability of waqf management institutions.

References

Alias, N. A. B. (2023). Waqf Impact towards Ottoman Reigns in Bosnia and Herzegovina during 15th to 17th Century. Journal of Al Tamaddun, 18(2), 205–216. https://doi.org/10.22452/JAT.vol18no2.14

Altay, B. (2024). Philanthropy in Ottoman Rumelia: Cash Waqfs from Four Provinces. Islamic Financial Institutions from the Early Modern Period to the 20th Century Comparative Perspectives on the History and Development of Cash Waqfs, Query date: 2025-12-16 09:53:31, 97–110. https://doi.org/10.1007/978-3-031-51318-3_6

Asni, F. (2024). Management of cash waqf fund generation through the implementation of istibdal in Kedah. Qualitative Research in Financial Markets, 16(1), 60–86. https://doi.org/10.1108/QRFM-03-2022-0048

Ayub, M. (2024). Waqf for accelerating socioeconomic development: A proposed model with focus on Pakistan. Qualitative Research in Financial Markets, 16(5), 937–961. https://doi.org/10.1108/QRFM-07-2023-0161

Ayub, M. N. (2020). Analysis of the administration and management of people’s religious schools in Kedah, Malaysia. International Journal of Innovation Creativity and Change, 13(4), 1121–1134.

Canggih, C. (2025). Digital Transformation of Islamic Endowments (Waqf): What Appeals to Generation Z in e-Cash Waqf? Journal of Information Systems Engineering and Business Intelligence, 11(3), 337–352. https://doi.org/10.20473/jisebi.11.3.337-352

Gultom, M. S. (2024). Cash Waqf Linked Deposit: A Proposed Waqf Model for Education Program and Poverty Alleviation in Indonesia. Contributions to Management Science, Query date: 2025-12-16 09:53:31, 313–325. https://doi.org/10.1007/978-3-031-61778-2_17

Gürsoy, Ç. (2022). Donation to Eternity: Cash Waqf Records in Balat Court Records (1555-1838). Belleten, 86(306), 567–601. https://doi.org/10.37879/belleten.2022.567

Hamza, H. (2021). Forms of Waqf funds and SDGs. Islamic Wealth and the Sdgs Global Strategies for Socio Economic Impact, Query date: 2025-12-16 09:53:31, 485–499. https://doi.org/10.1007/978-3-030-65313-2_25

Khan, A. (2024). Attribution theory of poverty and beliefs about charity in Malaysia: An inter-ethnic comparison. Frontiers in Psychology, 15(Query date: 2025-12-16 09:53:31). https://doi.org/10.3389/fpsyg.2024.1526352

Lita, H. N. (2020). LEGAL ASPECT FOR MANAGING WAQF ASSETS THROUGH COMPANY MANAGEMENT: DEVELOPMENT OF SHARE WAQF. Hamdard Islamicus, 43(Query date: 2025-12-16 09:52:20), 58–63. https://doi.org/10.57144/hi.v43iSpecialIssue.223

Maulina, R. (2025). Upper-middle-class Muslim characteristics on cash waqf (Islamic endowment) participation for productive purposes: Does one-fits-all strategy still works? Journal of Islamic Accounting and Business Research, 16(4), 722–747. https://doi.org/10.1108/JIABR-04-2023-0134

Melis. (2025). Determinant Cash Waqf Payment Amongst Rural Society in Yogyakarta: Do Itsar and Culture Matters? Nurani, 25(1), 52–68. https://doi.org/10.19109/nurani.v25i1.26225

Rameli, M. F. P. (2021). The Using of Waqf Funds for Childcare Facilities: A Study of Its Permissibility and Implementation. Central Asia and the Caucasus, 22(5), 351–359. https://doi.org/10.37178/ca-c.21.5.031

Razali, N. H. M. (2023). Systematic Literature Review on the Empirical Evidence in Waqf Studies. Journal of Economic Cooperation and Development, 44(1), 57–90.

Rohmana, Y. (2024). FACTORS AFFECTING STUDENTS’ INTENTION TO DONATE CASH WAQF: THE MEDIATING ROLE OF LITERACY IN INDONESIA. Isra International Journal of Islamic Finance, 16(Query date: 2025-12-16 09:53:31), 46–70. https://doi.org/10.55188/ijif.v16iS1.552

Rusydiana, A. S. (2021). Waqf on Education: A Bibliometric Review based on Scopus. Library Philosophy and Practice, 2021(Query date: 2025-12-16 09:53:31). https://www.scopus.com/inward/record.uri?partnerID=HzOxMe3b&scp=85108862855&origin=inward

Thaker, M. A. M. T. (2020). Cash waqf model for micro enterprises’ human capital development. Isra International Journal of Islamic Finance, 13(1), 66–83. https://doi.org/10.1108/IJIF-08-2018-0091

Usman, M. (2023). Funding higher education through waqf: A lesson from Malaysia. International Journal of Ethics and Systems, 39(1), 107–125. https://doi.org/10.1108/IJOES-12-2021-0217

Zaib, S. Z. M. (2025). The Role of Waqf in Enhancing Sustainable Development for Halal Entrepreneurs: An Islamic Financial Perspective. Studies in Systems Decision and Control, 598(Query date: 2025-12-16 09:53:31), 259–267. https://doi.org/10.1007/978-3-031-91424-9_24

Downloads

Published

2025-12-16

How to Cite

Tutrisno, I. (2025). The Influence of Education Level and Perception on the Interest in Cash Waqf Among the Community in Pekanbaru City. El -Hekam, 10(1), 96–106. Retrieved from https://ejournal.uinmybatusangkar.ac.id/ojs/index.php/elhekam/article/view/16164

Issue

Section

Articles