Wives’ Property Rights in Muslim Family Law
A Comparative Analysis of Indonesia, Egypt, Morocco, Saudi Arabia, and Malaysia
DOI:
https://doi.org/10.31958/jisrah.v7i02.17286Abstract
This study analyzes the legal status of property acquired by a wife during marriage (harta pencarian istri) from the perspective of Islamic family law, with a comparative focus on Indonesia, Egypt, Morocco, Saudi Arabia, and Malaysia. Using a normative-juridical method with a comparative-qualitative approach, this study examines primary legal sources the Qur’an, Hadith, Indonesia’s Marriage Law and Compilation of Islamic Law (KHI), Egypt’s Personal Status Law, Morocco’s Moudawana (Family Code) of 2004, Saudi Arabia’s 2022 Personal Status Law, and Malaysia’s Islamic Family Law Act 1984 together with secondary academic literature. The findings show that classical Islamic family law uniformly recognizes a wife’s independent ownership of property she earns through work, business, or profession, a principle rooted in QS. An-Nisa verse 32 and shared across all five jurisdictions. However, the degree of codification diverges: Indonesia and Malaysia recognize a statutory concept of jointly acquired marital property (harta bersama/harta sepencarian), while Egypt and Saudi Arabia retain separation of property as the governing default with no comparable joint-property doctrine. Morocco occupies a middle position, applying separation of property by default under Article 49 of the Moudawana while allowing spouses to contractually agree on joint asset management. Across all jurisdictions, the husband’s duty of maintenance (nafkah/nafaqa) remains undiminished by a wife’s income. This comparative mapping offers a more complete framework for understanding the legal protection of women’s economic rights within Muslim family law and its relevance to ongoing legal reform in Indonesia.
References
anon AI. (2026). Understanding Morocco’s Family Code (Moudawana): Rights and Responsibilities. https://9anonai.com
Affan, M. S. (2021). No Title. 3(2), 68–85.
Ahmad, K. K., Purnawati, M., & Trisia, A. (2025). Peran KUA dalam Penguatan Ketahanan Keluarga di Masyarakat Modern. 5(3), 2649–2660.
Ahmad, M. Y., Zakaria, N. F., Jamsari, E. A., Mohd Kashim, M. I. A., Muhd Adnan, N. I., & Che Noh, N. (2020). Significance of Provision for Harta Sepencarian in Polygamy in Islamic Family Law of Malaysia. International Journal of Advanced Research, 8(8), 1155–1160. https://dx.doi.org/10.21474/IJAR01/11599
Aibak, K. (2022). Pengaturan Harta Bersama Pasca Perceraian: Studi Komparatif Hukum Keluarga Islam Indonesia dan Malaysia. Hukum Islam.
Ali, Z., Ibrahim, N., Abd Ghadas, Z. A., & Syed Nong, S. N. A. (2021). Law of Trust and the Beneficial Interest in Matrimonial Property. Pertanika Journal of Social Sciences & Humanities, 29(S2), 105–117.
Anisa, S., Rahmi, D., Nazwa, S., & Economics, I. (2023). Abstrak. 1, 1086–1098.
Arab Reform Initiative. (2025). The Making of Egypt’s Personal Status Law: An Opportunity for Meaningful Gender Reform or a Contested Field of Power Struggle? https://www.arab-reform.net
Asnawi, M. N. (2022). Hukum Harta Bersama: Kajian Perbandingan Hukum, Telaah Norma, Yurisprudensi, dan Pembaruan Hukum. Kencana.
Avocat Marocain. (2026). Moudawana FAQ: Guide to Moroccan Family Law. https://avocatmarocain.com
Bahri, S. (2024). Kewajiban Nafkah dalam Keluarga (Studi Komparatif Hukum Islam dan Undang-Undang di Indonesia terhadap Istri yang Mencari Nafkah). 11(1), 63–80.
Commoner Law. (2025). Marriage Requirements in Saudi Arabia. https://commoner-law.com
Elimartati, & Elfia. (2020). Kritik Terhadap Kompilasi Hukum Islam Tentang Ketentuan Harta Bersama Dalam Perkawinan. Juris: Jurnal Ilmiah Syariah, 19(2), 231–243. https://doi.org/10.31958/juris.v19i2.2283
Hamim, A., & Faisal, A. (2022). Perbandingan Penerapan Hukum Keluarga di Mesir dan di Indonesia. As-Syams: Journal Hukum Islam, 3(2), 118–128.
Hardiani. (2017). Cross section.
Harimurti, D. A. (2021). Comparison of the Distribution of Joint Assets According to Positive Law and Islamic Law. 03(02).
Hidayat, M. (2025). Nafkah Istri dalam Rumah Tangga Modern: Analisis Maqashid Syari’ah Terhadap Status Nafkah Istri. 165–180. https://doi.org/10.30868/am.v13i03.9204
Human Rights Watch. (2023). Saudi Arabia: Law Enshrines Male Guardianship. https://www.hrw.org/news/2023/03/08/saudi-arabia-law-enshrines-male-guardianship
Kerajaan Arab Saudi. (2022). Personal Status Law, Royal Decree No. M/73 (8 Sha’ban 1443H/9 Maret 2022). Bureau of Experts at the Council of Ministers.
Kerajaan Maroko. (2004). Moudawana (Kitab Undang-Undang Keluarga), Dahir No. 1-04-22 (12 Dzulhijjah 1424H/3 Februari 2004).
Kurniasari, W. (2025). Tingkat Partisipasi Angkatan Kerja Perempuan dan Pertumbuhan Ekonomi: Uji Hipotesis U-Feminisasi. 19(1), 1–11.
London School of Economics Middle East Centre. (2025). Expanding Women’s Legal Autonomy: New Personal Status Law Regulations in Saudi Arabia. https://blogs.lse.ac.uk/mec/
Malaysia. (1984). Islamic Family Law (Federal Territories) Act 1984 (Act 303).
Medfeminiswiya. (2025). The Moudawana, Morocco’s Family Law Code: A Divisive Reform. https://medfeminiswiya.net
Murialti, N. (2022). Jurnal Akuntansi dan Ekonomika. 12(2). https://doi.org/10.37859/jae.v12i2.4256
Nurdin, R., Abdullah, N., & Pikahulan, R. M. (2024). Harta Bersama Serta Kedudukannya Menurut Kompilasi Hukum Islam (KHI) dan Kitab Undang-Undang Hukum Perdata (KUHPerdata). Al-Muqaranah: Jurnal Hukum dan Pemikiran Islam, 2(2), 57–80. https://doi.org/10.33477/am.v2i2.7894
Rahmawati, A., Mahmuda, I., Tinggi, S., Islam, A., Ulum, M., Tinggi, S., Islam, A., & Ulum, M. (2019). [Kajian tafsir QS. An-Nisa].
Sinta, A., Athif, E., Fris, S., & Hs, S. (2026). Analisis Putusan Hakim No. 54/Pdt.G/2024/PTA.MTR Tentang Pembagian Harta Bersama Yang Bertolak Belakang Dengan Hukum Nasional. Jurnal Private Law, 6(1), 54–64.
Tahrir Institute for Middle East Policy. (2023). The Moudawana: Morocco’s Nearly 20-Year-Old Family Code. https://timep.org
Yusriana. (2022). Kompilasi Hukum Islam. 5, 68–78.
Downloads
Published
Issue
Section
License
Copyright (c) 2026 Rahmad Hidayad, Elimartati

This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
Authors who publish with this journal agree to the following terms:- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a?áCreative Commons Attribution License?áthat allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See?áThe Effect of Open Access).


