ANALISIS PENGARUH DANA PIHAK KETIGA (DPK), CAPITAL ADEQUACY RATIO (CAR), DAN NON PERFOMING FINANCING (NPF) TERHADAP PEMBIAYAAN (STUDI PADA BUS DAN UUS DI INDONESIA PERIODE 2014-2018)
DOI:
https://doi.org/10.31958/imara.v3i2.1658Keywords:
Capital Adequacy Ratio (CAR), Dana Pihak Ketiga (DPK), Non Performing Financing (NPF), PembiayaanAbstract
This study aims to analyze the factors influencing financing on BUS and UUS in Indonesia. Exogenous
variables in this study are Third Party Funds (DPK), Capital Adequacy Ratio (CAR), and Non-Performing
Financing (NPF), while endogenous variables are financing. This study used secondary data consisted monthly
data of BUS and UUS in 2014-2018. This data is taken from SHARIA banking statistics released by the OJK. The
research results obtained that DPK and CAR significantly and positively affect long term financing. While NPF
has no significant effect on long term financing. DPK and NPF also have a positive and significant impact on
shirt term financing. Another result was CAR has no significant effect on short term financing.
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