ANALISIS HIWALAH (PENGALIHAN HUTANG) DALAM PENEBUSAN PAGANG GADAI DI MASYARAKAT MINANGKABAU

Farida Arianti, Haseeb Ur Rahman, Majed Alharthi

Abstract


Tujuan penelitian ini untuk mengupas tentang pewarisan gadai dalam masyarakat Minangkabau serta Pengalihan hutang dalam pewarisan gadai. Metode yang digunakan kualitatif dengan pendekatanan studi kasus. Sumber data dengan melihat situasi social tentang gadai sampai pada tingkah jenuh, Teknik pengambilan data melalui wawancara mendalam dengan panduan wawancara yang ditujukan kepada informan berupa pelaku akad, KAN serta tokoh agama Islam sebanyak lima orang, disamping itu observasi, Kemudian analisis menggunakan analisis deskriptif kualitatif. Hasil penelitian menjelaskan bahwa pewarisan gadai bagi kerabat dapat diterima dengan beberapa syarat yaitu izin dari pihak penggadai, penebus serta disetujui oleh ahli warisnya. Dan pengalihan dalam penebusan gadai diklasifikan atas akad hawalah, serta status kepemilikan sempurna dalam jaminan utang beralih fungsi menjadi kepemilikan tidak sempurna bagi penggadai karena hak pemanfaatan barang jaminan didapati/dimiliki oleh pihak penebus

Keywords


Penebusan Gadai , Hiwalah, Utang, Milku Naqish

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DOI: http://dx.doi.org/10.31958/jeh.v7i1.5980

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