STRATEGI PEMASARAN 4P: PRODUCT, PRICE, PLACE DAN PROMOTION PRODUK DEPOSITO PADA BAITUL MAAL WA TAMWIL DI PAYAKUMBUH
DOI:
https://doi.org/10.31958/jtm.v7i1.2271Keywords:
Product, Price, Place and Promotion, DepositoAbstract
The problem in this article is how to apply the product, price, place, and promotion of deposit products at Baitul Maal wa Tamwil in Payakumbuh. The research uses qualitative methods and belongs to field research with semi-structured interviews and documentation as data collection techniques. The results of the findings show that BMT in Payakumbuh applies a marketing strategy (product) of deposit products carried out in the form of socialization to prospective customers and sending a letter of a deposit offer. Furthermore, the marketing strategy (price) is carried out by notifying the amount of ratio to be given on the nominal amount of deposits and providing convenience in the form of ball pick-up and giving deposit accounts to distant customers so as not to have to come to the office to deposit funds. The marketing strategy (place) of deposit products is to pay attention to the position of the BMT office to make it easier for customers to make transactions. Lastly, the marketing strategy (promotion) of deposit products on BMT is carried out with various advertisements in the form of brochures, letters of offer, and banners. Then BMT also promotes products through social media such as Facebook, Instagram, WhatsApp, and Twitter. In addition, BMT also uses sales promotion by giving gifts to customers for a number of funds and personal sales conducted by the marketing department in the form of direct socialization
References
Zaidan, Abd al-Karim. (1986). Majmuah Buhuth Fiqhiyyah. Baghdad: Maktabat al-Quds, h. 384.
Awdah, Abd al-Qadir.(2003). Al-Tasyri’ al-Jina’iy al-Islaamy.Cairo: Maktabah Dar al-Turath, h. 79
Shawkani, Muhammad bin Ali. (1993). Nayl al-awtar Sharh Muntaqa al-Akhbar. Vol 7. Kaherah: Dar al-Hadith, h. 272
Qisas means to inflict a similar punishment on the offender as he has caused to the victim. In the case of homicide, qisas means death sentence whilst in the case of causing injury with intention, it means causing similar injury (if possible) to the offender as he has caused to the victim, with certain conditions.
Diyah or blood money is a prescribed amount of property payable to the aggrieved party in the case of homicide or bodily injury.
Awdah, Abd al-Qadir.(2003). Al-Tasyri’ al-Jina’iy al-Islaamy.Cairo: Maktabah Dar al-Turath, h. 79
Awdah, Abd al-Qadir.(2003). Al-Tasyri’ al-Jina’iy al-Islaamy.Cairo: Maktabah Dar al-Turath, h. 80
Siddiqi, Muhammad Iqbal. (1985). The Penal Law of Islam. 2ndedn. Lahore: Kazi Publications, h. 165.
Nasa’i, Abu Abd al-Rahman bin Shu’aib, al. (1964). Sunan al-Nasa’i. 1st Ed. Egypt: Matba’ah Mustafa al-Babi al-Halabi Wa Awladuh, h. 163.
Qaradawi, Yusuf, al. (1985). Al-Ibadah fi al-Islam. 15th Ed. Cairo: Matba’ah Wahbah, h. 255.
Dhahabi, Muhammad Husayn, al. (1965). Athar Iqamat al-Hudud fi Istirar al-Mujtama’. Matba’ah Wahbah, h. 12.
Fazlul Karim. (1988). Mishkat al-Masabih: An English Translation and Commentary, vol.ii. 1st ed. New Delhi: Islamic Book Service, h. 699.
Dhahabi, Muhammad Husayn, al. (1965). Athar Iqamat al-Hudud fi Istirar al-Mujtama’. Matba’ah Wahbah, h. 13.
Mawardi, Abu al-H,_asan ‘Ali b. Muhammad, al. (1973). al-Ahkam al-Sultaniyyah wa al-Wilayat al-Diniyyah. 3rd ed. Egypt: Maktabah wa Matba’ah Mustafa al-Babi al-Halabi wa Awladuh, h. 236.
Zayla’i, ‘Uthhman b. ‘Ali, al. (1313H). Tabyin al-Haqa’iq fiSharh al-Daqa’iq.first ed.. Egypt: Matba’ah al-Amiriyah, Bulaq, h. 210
Ibn al-Humam, Kamal al-Din Muhammad b. al-Wahid al-Siwasi. (1995). Sharh Fath al-Qadir ‘ala al-Hidayah Sharh Bidayat al-Mubtadi.vol. v, 1st ed. Beirut: Dar al-Kutub al-‘Ilmiyya, h. 196)
Ibn Taymiyyah, Ahmad ibn Abd al-Halim. (1992). Al-Hisbah fi al-Islam. Beirut: Dar al-Kutub al-‘Ilmiyyah.
Lippman, Matthew et.al. (1988). Islamic Criminal Law And Procedure. New York: Greenwood Press inc, h. 84.
Mawardi, Abu al-H,_asan ‘Ali b. Muhammad, al. (1973). al-Ahkam al-Sultaniyyah wa al-Wilayat al-Diniyyah. 3rd ed. Egypt: Maktabah wa Matba’ah Mustafa al-Babi al-Halabi wa Awladuh, h. 236.
Ibn Faraj, Au ‘Abdullah. (1982). Aqdiyat Rasulillah. 2nd ed. Halab: Dar al-Wa’y, h. 11.
Bahuti, Mansur b. Yunusb.Idris, al. (1982).Kashshaf al-Qina’ ‘an Matn al-Iqna’.vol. Vi. Beirut: Dar al-Fikr, h. 122.
Mehat, Hashim. (1991). Malaysian Law & Islamic Law on Sentencing. Kuala Lumpur: International Law Book Services, h. 23
Tirmizi Abu Isa Muhammad b. Isa b. Sawra, al. (1975). al-Jami’ al-S,_ahih (Sunan al-Tirmizi). vol.iv. 2nd ed. Cairo: Matba’a Mustafa al-Babi al-Halabi wa Awladuh, 45)
Bahansi, Ahmad Fathi. (1989). Al-‘Uqubah fi al-Fiqh al-Islami. Kaherah: Dar al-Shuruq, 230
Awdah, Abd al-Qadir.(2003). Al-Tasyri’ al-Jina’iy al-Islaamy.Cairo: Maktabah Dar al-Turath, h. 631
Stanley Yeo, Neil Morgan and Chan Wing Cheong. (2012). Criminal Law in Malaysia and Singapore. Singapore: Lexis Nexis, h. 58
Marty Price. (2001). “Personalising Crime: Mediation Produces Restorative Justice for Victims and Offenders”, Dispute Resolution Magazine, h. 2.
Carmel Benjamin. (1999). “Why is Victim/Offender Mediation called Restorative Justice”, Paper presented at the Restoration for Victims of Crime Conference convened by the Australian Institute of criminology in conjunction with Victims Referral and Assistance Service and Held in Melbourne, September, 1999, h. 4
Heather Strang. (2002). Repair or Revenge Victims and Restorative Justice. New York: Clarendon Press, h. 49.
Carmel Benjamin. (1999). “Why is Victim/Offender Mediation called Restorative Justice”, Paper presented at the Restoration for Victims of Crime Conference convened by the Australian Institute of criminology in conjunction with Victims Referral and Assistance Service and Held in Melbourne, September, 1999, h. 2
Stanley Yeo, Neil Morgan and Chan Wing Cheong. (2012). Criminal Law in Malaysia and Singapore. Singapore: Lexis Nexis, h. 54
K.D. Clifford, Restorative Justice in the United States: An introduction, 91
Davies et al, Criminal Justice: An Introduction To The Criminal Justice System In England And Wales, h. 297.
Henry J. Brown and Arthur L. Marriott. (2002). ADR Principles and Practice. United Kingdom: Sweet & Maxwell, h. 295.
RaihanahAzahari, Sulh dalam Kes Kekeluargaan Islam, 32.
Sayed Sikandar Shah Haneef. (2000). Homicide in Islam: Legal Structure and the Evidence Requirements. Kuala Lumpur: A.S. Noordeen, h. 129
Iman Muhammad. (2011). Al-sulhu Kasababu Li inqidhai Al-Da’wā Al-Jinaiyah. Egypt: Dar al-Jami’ah al-Jadidah, 17.
Wahbah al-Zuhaili, translated from Arabic by Ahmad Shahbari Salamon et al., Fiqh & Perundangan Islam, vol. v, h. 268.
Shaykh Safiur-Rahman (2003). Tafsir Ibn Kathir (abridged): Surat Al-Ahzab, to the end of Surat Ad-Dukhan. vol. 8. Riyadh: Darussalam, h. 600
Downloads
Published
Issue
Section
License
Copyright (c) 2021 Lilly Kurnia

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication, with the work [SPECIFY PERIOD OF TIME] after publication simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).

This work is licensed under a Creative Commons Attribution-NoDerivatives 4.0 International License.